Due to the fact that gold costs normally relocate in the contrary direction of paper properties, including a gold Individual retirement account to a retirement portfolio gives an insurance policy against rising cost of living. In order to roll over a 401K right into a gold IRA first, you require to establish a self routed Individual retirement account with a trustee or custodian. With an indirect rollover you pull your cash from the 401K and also then deposit it into the gold Individual retirement account.